Home owners insurance policy

Owners or Renters Find the right home insurance

Insure Your Home and Belongings From a Disaster.

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Millions of premiums we place to carriers, they will listen to us and rates do not increase by using a broker. We are your right advocate for insurance.

What does Homeowners Insurance cover?

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the content in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you. Also, this includes damage caused by members of your family cause to other people and household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.

Renters insurance policy
home owners insurance policy