[vc_row fullwidth=”yes”][vc_column][vc_column_text][parallax-scroll id=”5084″][/vc_column_text][vc_custom_heading text=”Workers’ Compensation” font_container=”tag:h2|font_size:40|text_align:center|color:%2336454f” google_fonts=”font_family:Muli%3A300%2C300italic%2Cregular%2Citalic|font_style:400%20regular%3A400%3Anormal”][vc_cta h2=”Get a quote today!” h4=”It’s quick, easy and free.” txt_align=”center” style=”flat” color=”white” el_width=”xs” add_icon=”top” i_icon_fontawesome=”fa fa-cogs” i_color=”black” i_background_style=”rounded” i_background_color=”white” i_css_animation=”appear” css_animation=”appear” i_on_border=”true”][/vc_cta][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]
What is Workers’ Compensation?
A Workers’ Compensation (or “Workers’ Comp.”) insurance policy provides the insured/employer with protection and coverage to handle the expenses when the employee is injured or becomes ill as a direct result of the employment environment. These covered injuries or illness may include medical treatment, the loss of wages or disability, and also the rehabilitation/training or vocational education to return the injured employee to full duty or as near full duty employment as possible.
Why your business needs Workers’ Compensation
All businesses are mandated by the state of California to have an active Workers’ Compensation policy at all times when they have any form of at-willful employment. While Workers’ Comp. is the most common type of liability policy, it is perhaps the least understood. We often find new clients unknowingly pay an exorbitant amount on their current WC policy.
For many businesses, Workers’ Comp. coverage is the single largest component of its insurance expense. Our agents at Zein insurance Services assess the factors affecting your line of business to design the type of coverage that best suits your business means and needs.
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How Can I Control Workers’ Compensation Costs?
There are many ways you can control Workers’ Compensation costs for your small business. The most important way to reduce insurance costs is to remind your employees of the importance of maintaining a safe workplace.
Another effective method to reduce costs is to implement a return-to-work policy, which lays out modified duties for employees returning to work from injury until they are fully healthy to do their job.
How Zein Insurance Services can save your business money
We have the necessary experience to research all of your available options. From standard Workers’ Comp. plans to alternative plans tailored to your business through the right carrier. With ZIS, you will receive a full coverage analysis to determine which type of Workers’ Compensation policy suits your best interests, regardless of the size of your business or the way in which your business operates.
Contact us today!